Canada's Best GIC Rates
Are you considering a Guaranteed Investment Certificate (GIC)? The GIC Centre is a hub of professionals available to guide you through your purchase.
Our expertise in financial planning ensures that we offer the best GIC rates available from Canadian banks, trust companies, and credit unions.
GIC Rates as high as
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Rates subject to change without notice. Contact us for the most current available rates.
How Do We Do it?
We survey the vast network of financial institutions and post the best rates. Similar to the way mortgage brokers work with multiple lenders, we deal with a variety of financial institutions, and effectively act as a middleman with the public. By working with financial institutions (which benefit by not having to operate branches of their own), we are able to offer slightly higher interest rates.
Why Buy GICs with GIC Centre?
For starters, we offer the best GIC rates and NO FEE services!
- Deposit Insurance from $100,000 (CDIC) up to 100% guaranteed (with some provincial institutions)
- GIC rates are on average 1% – 1.5% higher than your retail bank
- We get the highest GIC rates from our extensive network of financial institutions
- We are members of the Registered Deposit Broker Association (RDBA)
- We are committed to sourcing the highest rate of return for our clients’ Guaranteed Investment Certificates
Code of Ethics
Our team is guided by a set of values and principles that enable us to provide the best GIC purchase solutions that help improve your financial future. We are here to help grow and protect your wealth, and offer the best GIC rates available.
GIC Learning Centre

Comparing GICs and Mutual Funds
Explore the differences between investing in GICs compared to Mutual Funds.

GIC Basics
New to GICs? We’ll help you learn all the basics you need to know to start investing.

Comparing Bank GIC Rates with the GIC Centre
Why does GIC Centre offer better rates than the big banks?